Format:   Course 
Level:   Intermediate
Duration:   2 hours
CPD Points:   2

The surveyor is the eyes and ears of the insurer.  They are trained underwriting specialist who carry out surveys of risk exposures on behalf of underwriters to assist them in determining the acceptability of the risk and the appropriate rate to charge.  In addition, surveyors identify any critical dependencies and the necessity for risk improvements.

Format:   Course
Level:   Introductory
Duration:   1 hour
CPD Points:   1

Risk in some form or other is always with us. Whatever we do, risk is always present, whether it be simply crossing the road, the risk that your house or other possessions might be damaged by fire, flood, lightning or earthquake, the risk of having an accident while driving, or any other chance of misfortune occurring to our person or our possessions.  Risk is an inseparable part of life and it determines the very way we live.  What can be done with risk?

Format:   Course
Level:   Advanced
Duration:   30 mins
CPD Points:   0.5

The concept of MPL/EML is of fundamental importance in insurance.  Logic and experience indicate that it is unusual for a risk to be exposed to a loss equal to 100% of the sum insured. Most often, the existence of fire prevention measures (water sprinklers, fire walls, nearby fire brigade or its own fire service) and the separation of buildings mean that a fire in one section should not spread to all other sections.  If you have been confused about MPL, EML and PML this is the course for you...

Format:   Course
Level:   Advanced
Duration:   1 h 30 mins
CPD Points:  1.5

It is vital to a business' survival to be adequately covered against liability risks in South Africa's evolving economic and legislative environment.  Broadform liability cover is a must for any business that has visitors on its premises or that carry out work on sites other than its own registered address. Typical businesses that would make use of this type of cover are manufacturers, wholesalers, distributors, suppliers and retailers.

Liability needs are constantly expanding.  Many policyholders have a need for higher limits due to contractual obligations, global subsidiary requirements and other factors.

Format:   Course
Level:   Advanced
Duration:  2 hours
CPD Points:   2

Business interruption, also known as Loss of Profits or Consequential Loss insurance, indemnifies a business for those costs that cannot be stopped or reduced in proportion to the reduction of sales caused by a fire, machinery breakdown or other insured peril.  Cover may include loss of gross profit, wages and additional costs of working.

Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:  2

Engineering insurance deals with the insurance of plant and machinery and is focused mainly on loss or damage within the plant itself.  Contractors All Risks Insurance (CAR) has been developed in response to the demand for compulsory insurance for large-scale building and civil engineering works.  The policy indemnifies the insured for loss or damage to property as a result of any cause, with some exceptions e.g. war, civil commotion, consequential loss, defective design and more.


Format:   Course
Level:   Advanced
Duration:   1 h 30 min
CPD Points:  1.5

The risks associated with being a director or officer are far reaching and the proliferation of new laws could make even routine management decisions nightmarish and trigger personal liability. Such legal proceedings affect not only the directors and officers personally, but impact financially on the company.

Directors and Officers (D&O) cover addresses an insured's wrongful acts including actual or alleged breach of contract; breach of duty, breach of trust, act error, neglect, omission, misstatement, misleading statement, breach of warranty of authority, or any other act done or wrongful attempted.

Format:   Course 11 Videos 
Level:   Intermediate
Duration:   3 hours
CPD Points:   3

This course covers the entire risk management process from identification to risk data, including the theory of probability and the law of large numbers.


Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:  2

Contract confines the benefits and liability to the immediate contracting parties. The supplier's liability arises through the breach of the express or implied conditions of the contract of sale or supply, irrespective of negligence on the part of the seller or supplier.

Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:   2

In law, the basic assumption is that damage, or harm, lies where it falls, that is, each person must bear the damage he suffers.  If someone drives his car negligently and collides with a wall, or clumsily drops and damages an expensive watch, he has, in principle, no legal grounds for compliant or to receive compensation from anyone else.  As an innocent third party, however, you would not be very happy if it happened to be your wall or your watch that was damaged by someone else.  In this case you would look for some kind of compensation.  The wrongdoer has an obligation to compensate for the damage you have suffered, and the person prejudiced a right to claim this compensation.

Glossary

Terms specific to liability and commercial crime insurance.